Analisis Kluster Perkembangan Bank Perkreditan Rakyat Syariah (BPRS) di Pulau Jawa

Authors

  • M. Fakhri Husein Fakultas Syariah dan Hukum Universitas Islam Negeri Sunan Kalijaga Yogyakarta

DOI:

https://doi.org/10.14421/ajish.v49i1.138

Abstract views: 1286 PDF downloads: 1410

Keywords:

Bank Perkreditan Rakyat Syariah, Analisis klaster, pertumbuhan laba, pertumbuhan pangsa pasar, pertumbuhan asset

Abstract

There is little empirical evidence about the concentration of sharia rural credit bank’s development in Indonesia. This research is aimed to investigate about the development of sharia rural credit bank, whether is concentrated in the certain cities (as a center of economic growth) or in municipal areas. This research also explores the cluster of sharia rural development bank by using income growth, market share growth and asset growth variables. By analysing 68 sharia rural credit bank (BPRS) in 32 cities and municipals, this research found several interesting facts. First, there is no difference between cities and municipal in Java in terms of income growth, market share growth and asset growth. Second, there are two clusters of BPRS in terms of income growth, market share growth and asset growth variables. This research can be benefited by government and regulators to design and implement the sharia bank development strategy.

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Published

01-06-2015

How to Cite

Husein, M. F. (2015). Analisis Kluster Perkembangan Bank Perkreditan Rakyat Syariah (BPRS) di Pulau Jawa. Asy-Syir’ah: Jurnal Ilmu Syari’ah Dan Hukum, 49(1), 193–210. https://doi.org/10.14421/ajish.v49i1.138

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