Studi Komparasi Perhitungan Return Deposito Syari’ah di BSM dengan Deposito Konvensional di Bank Mandiri
DOI:
https://doi.org/10.14421/ajish.v49i2.147Abstract views: 612 PDF downloads: 1161
Keywords:
Return, Risiko, Deposito, BSM, Bank Mandiri.Abstract
This study aims to find out: (1) the calculating methode of time-deposit return in BSM and Bank Mandiri, and (2) if BSM or Bank Mandiri gives a better time-deposit return to itself and its customers. The result of this study showed that the return of BSM is higher than that of Bank Mandiri. However, the profit which BSM gets is uncertain because the return which will be given to its customers depends on the income of BSM which gets. It means that the return of mudhârabah time-deposit which BSM gives to its customers is uncertain, whereas the return of time-deposit which Bank Mandiri gives to its customers is certain and almost no any risk will appear. But if the risk of that is lower, its return will be lower too. If it is so, the public will no get a high profit if they avoid any risk, because the higher return they will expect, the higher risk they will face. Risk and return always have a positive relationship. If the public understand this problem, they will choose the Islamic Bank (BSM) to deposit their money. Abstrak: Penelitian ini bertujuan (1) unDownloads
Published
01-12-2015
How to Cite
Syaparuddin, S. (2015). Studi Komparasi Perhitungan Return Deposito Syari’ah di BSM dengan Deposito Konvensional di Bank Mandiri. Asy-Syir’ah: Jurnal Ilmu Syari’ah Dan Hukum, 49(2), 386–405. https://doi.org/10.14421/ajish.v49i2.147
Issue
Section
Articles
License
Asy-Syir'ah : Jurnal Ilmu Syari'ah dan Hukum by Faculty of Sharia and Law, UIN Sunan Kalijaga Yogyakarta is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.